I’ve been involved in retirement education since the early 1980s. And for nearly 20 years, I’ve been a critic of it. (See 401k & 403b Plan Topics.)

 

In too many cases, what's called 'retirement ed' is a hodgepodge of topics from mutual fund sales manuals, plus a bunch of 'do dollar-cost averaging, inflation is bad, and give up a fancy coffee a day' stuff. All this is tossed together – along with a few jokes – and presented to people who are not financially analytical and not yet motivated to learn about the topics (most Americans).

 

Retirement Adequacy Incite is an entirely new approach. I invented it by first creating a crystal-clear definition of the basic knowledge individuals must have to start using a 401k or 403b retirement plan successfully. This definition became the Retiement Adequacy Competencies™.

 

Using the competencies, I aligned adult-education tactics (based on Socratic questioning learning principles) to deliver the content. And I created measurement tools to prove that knowledge had been acquired. These are standard ingredients in adult education. Now they can be part of your retirement education program.

 

Retirement Adequacy Incite incorporates adult learning theory, actuarial science, and investment theory. And it is powered by personally motivated learners.

 

By focusing on the desired outcomes, the program effectively delivers the knowledge that matters in a short period of time.

 

I'd be delighted to tell you more about Retirement Adequacy Incite education program.